INSURANCE COVER
What is the difference between deductible, co-payment in a health insurance policy If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the fifth part of this series, ET Wealth explains the difference between deductible and co-payment.
01 Jul, 2024, 06.30 AM ISTGet Rs 10 lakh insurance policy at Rs 555 premium: New accidental insurance cover launched; know features, where to buy India Post Payments Bank (IPPB) has recently launched personal accident covers at an affordable premium. There are various variants of Health Plus and Xpress Health Plus. From coverage to premium to benefits — read all about the new accident covers ...
28 Jun, 2024, 04.23 PM ISTAmarnath Yatra 2024: How to register, routes, and do's & don'ts; All you need to know The annual Amarnath Yatra to the 3,880-meter-high cave shrine in south Kashmir starts on June 29 and will conclude on August 19. The Jammu and Kashmir administration has made extensive arrangements for the pilgrims, including registration, safety me...
27 Jun, 2024, 01.30 PM IST- ADVERTISEMENT
Is your medical claim stuck? Find out why you face problems in health insurance claim settlement and how to avoid them While health insurers can sometimes be blamed putting customers through unending hardship in clearing claims, many a times it’s the policyholder who is at fault. A significant portion of these health insurance claim rejections can be prevented by as...
25 Jun, 2024, 01.26 PM IST6 recent health insurance claim rule changes every policyholder should know Insurers will have to clear a health insurance claim within three hours of receiving it from the hospital during discharge. Irdai has also given a window of one hour for clearing cashless claim requests at the time of admission. All you need to know...
24 Jun, 2024, 06.30 AM IST6 questions to ask while buying a health insurance policy to avoid claim rejections later How to buy the right health insurance policy that will pay for your claims on time? You can avert claim rejections by asking the important questions at the time of buying health insurance and reading the policy details and fine print carefully. Ask ...
24 Jun, 2024, 06.30 AM ISTUp to Rs 10 lakh relief in train accident: How a 45 paisa IRCTC travel insurance can be a huge help for your family in case of death or disability IRCTC travel insurance: Do you know that IRCTC offers an optional travel insurance policy at just 45 paisa premium per passenger. This policy offers coverage up to Rs 10 lakh in cases of death and permanent disability. God forbid if you perish in a ...
21 Jun, 2024, 12.26 PM ISTOFSS, ICICI Lombard General Insurance among 4 stocks with short covering Short covering indicates a shift in view regarding a security from extreme bearishness to bullishness.
19 Jun, 2024, 06.43 PM ISTWhat Is zero depreciation in car insurance? Car owners are advised to drive responsibly to save on insurance premiums and claim settlements. The concept of zero depreciation insurance ensures full invoice value payment during claims. This add-on is beneficial for new, luxury, or frequently-dr...
18 Jun, 2024, 01.16 PM ISTI am a retired person; I have a health insurance cover of Rs 5 lakh. Should I get a super top-up health insurance plan? Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
12 Jun, 2024, 11.34 AM ISTInsurers must offer a basic cover, strict claim deadlines Regulator mandates 'pay as you drive' option in motor insurance. Customers to benefit from tailored products and roadside assistance services. Insurers bear salvage disposal burden, offer flexible 'fire' policy options.
12 Jun, 2024, 07.32 AM ISTWhat are riders with insurance policies? All you need to know Riders are essentially additional benefits that one can purchase and add to an existing policy.
10 Jun, 2024, 06.30 AM ISTGovernment initiates parametric & hydroelectric insurance pools for enhanced disaster protection The government, led by GIC chairman Ramaswamy Narayanan, is developing parametric and hydroelectric insurance pools to enhance disaster protection. Parametric coverage will pay claims based on predefined triggers like earthquakes, while the hydroele...
04 Jun, 2024, 12.25 AM ISTWhat is personal accident insurance Personal accident insurance policy covers you against accidental death, injury and disability.
03 Jun, 2024, 06.30 AM ISTMaternity insurance: 5 things to know Maternity Insurance is a type of health insurance policy that offers coverage for all pregnancy-related expenses.
27 May, 2024, 06.30 AM ISTThis LIC life insurance policy launched in February 2024 was withdrawn on April 1: Check surrender rules LIC Dhan Vriddhi plan provides financial support for the family in case of unfortunate death of the life assured during the policy term. It also provides a guaranteed lump sum amount on the date of maturity to the life assured.
22 May, 2024, 11.34 AM ISTHow to select the right motor insurance cover: 8 points to consider Evaluate your coverage needs based on the type of vehicle and its usage. Determine whether you require basic third-party liability coverage or comprehensive coverage that includes protection against own damage, theft and natural calamities.
06 May, 2024, 06.30 AM ISTDon't have insurance? Be ready to pay up to 10% more at hospitals; here's why Fortis Hospital Gurgaon's billing practices revealed a 27% bill increase for self-paying patients. Investigations by Times of India uncovered discrepancies in billing for self-paying and insurance-covered patients, showcasing the hidden disparity in...
30 Apr, 2024, 10.46 AM ISTSenior citizens’ health insurance cover: 5 things to know Senior citizen health insurance covers medical expenses incurred by people above 60 years old.
22 Apr, 2024, 06.30 AM ISTHDFC Ergo Paws n Claws pet insurance cover: Who can purchase, what is covered, what is not, premium, duration HDFC ERGO's Paws n Claws offers end-to-end pet care, encompassing everything from diagnostics to procedures and medications, guaranteeing thorough coverage. The cover extends the flexibility to insure up to 5 pets under a single policy, with a provi...
08 Apr, 2024, 04.39 PM IST