LUMP SUM INVESTING
Women better at handling market volatility: Survey
Women show a higher persistency in mutual fund investments compared to men, claims a recent report by Axis Mutual Fund.
Decoding momentum funds: What you need to know
Momentum funds select stocks based on recent performance for continuity. The 17 funds in this category include both index funds and ETFs, with a tracking error of 0.3 to 0.5% in passive funds. High-risk investors are ideal for these funds, with recommended asset allocation of 80% in equity and 20% in debt, says Chirag Muni.
ETMarkets MF Talk: Plan to invest Rs 10 lakh in Modi 3.0? Keep 40% in mid & smallcap fund & 20% in largecaps
We believe that elections are just another passing event in the long investing journey for an investor. There have been many coalition governments in the past as well, however, we have also seen that an investor who stays invested by remaining focused, disciplined and not getting swayed by his own emotions has benefitted immensely over the long run.
Plan to invest Rs 10 lakh post election outcome; Kaustubh Belapurkar gives asset allocation strategy
Most investors are best served by investing into diversified equity funds, where fund managers will express their conviction on sector/themes stocks, with graded underweight/overweight calls.
How does an investor benefit by using STP?
To start an STP, you need to put in a lump sum amount in a debt scheme (liquid or ultra-short-term fund) and transfer a predefined amount into another scheme, typically an equity fund.
No need to stagger investment; put in lump sum in some of the hybrid strategies: Lakshmi Iyer
Lakshmi Iyer suggests strategies for lump sum investments in equity and debt portfolios, emphasizing largecap skew in equity allocation. Discusses concerns about inflation, bond yields, and foreign investors anchoring bond yields. She points out that after 20 years, we are seeing the future price of copper trade about $100 higher. It is in some sort of a contango mode. The seasonality of food prices will continue to weigh on sentiments from every central banker perspective and hence the plateauing or an extended pause seems to be the way out for rates.
ICICI Pru MF also stops lump sum flows into mid & small-cap schemes
Earlier, Nippon, Tata and SBI MFs put restrictions on lump sum investments in their small-cap schemes, as high valuations and strong flows make it challenging for fund managers to deploy money. But ICICI will be the first fund house to restrict lump sum investments in a mid-cap fund.
ETMarkets Fund Manager Talk: Despite upbeat domestic outlook, why does this fund manager see markets correcting 5-8%?
Neeraj Gaurh of Axis Securities advises investors to balance market excitement with geopolitical risks. Markets may correct 5-8%, but investors can deploy lump sum investments in good stock ideas when they have valuation comfort, when growth is accelerating, or when RoEs are improving.. Cyclicals are driving earnings growth, and banking underperformance may reverse when liquidity conditions improve.
Santa rally is going to continue into next year; telling clients to invest lump sum: Dinshaw Irani
Dinshaw Irani says: “Coming to valuations if you look at the last six- or seven-year averages, we are not too far away from this. We are not too concerned, at least in the immediate six-seven months as such, but our one strong belief is it is going to be a largecap rally, driven by largecaps rather than small and midcaps given that the valuations there look fairly frothy.”
NPS new rule: With systematic lump sum withdrawal, will returns from NPS be tax-free till age of 75?
NPS systematic lump sum withdrawal: After the latest changes, NPS investors will now have the option to withdraw 60% of their retirement corpus either as a lump sum at once or they can get paid in a phased manner through the systematic lump-sum withdrawal facility post-retirement. If you are planning to opt for a systematic lump-sum withdrawal of your NPS corpus at the time of retirement, you must know how it works and will be taxed. Read on to find out.
Will new NPS systematic lump sum withdrawal (SLW) option help you during retirement? Here’s how to decide
PFRDA has now introduced phased withdrawal of the lump-sum part of the maturity amount of your NPS corpus at the time of retirement. NPS subscribers can now either opt for a lump- sum withdrawal or make periodic withdrawals (systematic lump-sum withdrawal or SLW) from their corpus. Should you opt for new SLW option or stay away? How will it help to achieve your retirement goals. Read here to find out
Edelweiss IPO Fund restricts lump sum investments
"In thematic funds, investors often enter at the wrong time and often join after a period of high returns and get disappointed. With this move, we want to encourage investors to invest systematically and even out volatility," said Radhika Gupta, CEO of Edelweiss Mutual Fund.
LIC policy: Put Rs 296 per day in this insurance policy and get Rs 60 lakh at maturity; check details
LIC Jeevan Labh offers a lump sum payment at maturity for the surviving policyholder and financial support for the family of the deceased policyholder in the terrible event of the policyholder's passing before maturity.
Shun lumpsums in mid, small cap funds
In the past six months, the Nifty 50 has moved up by 15.5%, while the Nifty Microcap 250 has jumped 57%. The Nifty Smallcap 250 and Nifty Midcap 150 have gained 39% and 35%, respectively.
What are the risks associated with small cap funds?
The best opportunity to put money in small cap funds would be when they are ignored by the majority in the market, financial planners recommend a systematic investment plan (SIP) in these products to reduce risks.
Why are AMCs stopping lump sum investments in small cap funds? Arnav Pandya explains
There are different factors which different AMCs might look at while they are deciding on whether they want to stop the lump sum investment into their small cap schemes
NPS withdrawal rule set to change: Soon you can opt for periodic withdrawal instead of lump sum
At present, once an NPS subscriber turns 60, she can withdraw up to 60 per cent of the retirement corpus as a lump sum. Now, PFRDA is planning to offer NPS subscribers the flexibility to not withdraw 60 per cent corpus, instead letting it be with NPS and get it back in a staggered manner till the age of 75. PFRDA is likely to implement the Systematic Lumpsum Withdrawal (SLW) option by the end of this quarter, Deepak Mohanty, PFRDA chairman, told ET Wealth.
PPF account holders should deposit contribution by April 5: Here’s why
As per the Public Provident Fund (PPF) scheme rules, the interest on PPF is calculated at the end of balance between fifth and end of the month. Hence, by making a deposit in PPF account on or before fifth of month will help PPF account holder to earn more interest.
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