TRANSFER NO CLAIM BONUS

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In its manifesto, the BJP has promised to launch 'Krishi Unnati Scheme', under which 21 quintal per acre paddy will be procured from farmers at Rs 3100 per quintal. Posting a video on social media, Baghel said, "They (BJP) have copied Congress' guar...

If the car buyer has earned a no-claim bonus (NCB) on his previous car policy, this can be claimed on the insurance premium for the new car.

When you decide to port your health insurance policy and switch to a new policy either with the same insurance company or the other you need to consider an important aspect which is the accumulated bonus and completion of waiting period. Will you ge...

When a policyholder purchases an insurance policy, he receives an NCB certificate, and it is now up to him whether or not he files any claims within the policy year.

Start by asking yourself a few basic questions. The answers will help you decide how you should spend that money.

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You can bring down the premium of your comprehensive insurance not only by customising your cover, but also by being aware of several other factors. Here are some ways in which you can bring down your car insurance premium.

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​Insurance claims for vehicles, be it a car or two-wheeler, are entertained only if the damage is accidental, due to natural disasters, theft or accidental fire. Here are some reasons your claim could be rejected or not fully paid by your vehicle in...

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The No Claim Bonus (NCB) is given to the policy owner and not to the insured vehicle. Therefore, the NCB cannot be passed on to another name. However, you can use the retained NCB (certificate is issued) when buying a new policy for your new car.

The person claimed that he has not received bonuses assured to him at the time of his joining and is yet to receive salary arrears for the past two months of his employment.

If the policyholder needs to change the scope of the existing policy, they can approach the insurer to make the required changes by way of an endorsement.

The existing car, which is eligible for NCB, must be sold either to the dealer or a third party for the NCB to be transferred to the new car.

You may get the benefits of the NCB even if you change your insurer on renewal. A proof of NCB earned on your previous policy copy needs to be produced.

Experts advise against filing a claim for minor dents. Here are few measures to help you save on your car insurance premium.

The no-claim bonus can be accumulated over a period of time and is offered at a higher rate for consecutive years with no claims. The maximum rate is 50%.