ALGO CREDIT MODELS
RBI warns NBFCs a mode they use for giving loans may bring grief
Bank Loans: The Reserve Bank of India has issued a caution to non-bank finance companies, advising them against becoming overly reliant on algorithm-based credit models. RBI Deputy Governor Swaminathan J flagged the importance of maintaining a balanced approach in credit assessment, highlighting potential risks associated with over-reliance on historical data and algorithms.
RBI steps up scrutiny of retail lending, targets top-up home loans
RBI tightens supervision on retail lending, focusing on mortgage top-ups, algo-based credit models, and co-lending. It aims to manage risks in the financial system amid rapid credit expansion and global economic uncertainty. The RBI typically uses moral suasion - speeches, calls to bank executives, individual meetings - as initial steps to prod banks, before considering more assertive enforcement.
Sudip Bandyopadhyay still prefers private banks to NBFCs; remains gung-ho on cement stocks
Sudip Bandyopadhyay says cement goes much beyond real estate. There is a construction boom. There is a lot of infrastructure work happening. Railways are making major capex and that in most of the cases also involves use of cement. So, by and large, the demand for cement is going up and will continue to go up in the near future as well.
Shweta Rajani on benefits of sovereign gold bonds and how to invest in AI space
“We have seen some of these active fund managers gradually increasing their exposure to technology. And in India, most fund managers have allocations to a few of the companies that have been developing a lot of AI – Infosys, HCL Tech, Wipro. In the last two years, the allocations have gone up. There are various other sectors also which are benefiting from it.”
5 midcap stocks that have beaten volatile markets can rise up to 31%
Nifty might be under some pressure, but the overall equation is still in favor of bulls. From a carbon black maker to construction company to southern India focussed banks have seen an improvement along with price action supporting the bulls. ET screener powered by Refinitiv’s Stock Report Plus applies different algorithms & filters to all BSE and NSE stocks, and lists stocks which fulfill the various criteria as specified into the algorithms & filters to find those which might help navigate the stock market.
How to torch your unicorn
Ankiti Bose is right to fear for her reputation. The confident, charismatic businesswoman ran a burgeoning empire that spanned from Indonesia and Bangladesh to Sri Lanka and India, connecting Asian factories with global brands.
- Go To Page 1
Quant-Do Spirit! Why quant funds are becoming popular in India
“There is a lot of misunderstanding around quants — people still believe quant strategies are not safe and that losses could be more during market crashes. This is not true. Risk management is an inbuilt feature of quant-driven portfolios.”
Wall Street’s math whizzes are racing to wire up the bond market
Long credit positions held by quants have doubled since 2018 according to Man Group data, outpacing the 20 per cent growth for other asset managers as systematic players seize on the rapid market modernization -- like they did in stocks years ago.
Inside Amazon’s secret strategy to dodge India e-commerce regulations
Amazon favoured big sellers on its India platform—and used them to maneuver around rules meant to protect the country's small retailers from getting crushed by e-commerce giants, internal documents show.
There are great cos in MSME & consumer lending spaces: TVS Capital Funds
‘We come in after the way of the business model has been somewhat accepted. As a result, our businesses tend to be very long term in nature.’
Financial service companies are now betting big on data
Data analytics has become the key determinant in matters pertaining to core BFSI operations.
Capital Concierges: How PMSes are wooing richie rich investors
When you invest in PMS, securities (shares, debt papers) are held in individual demat accounts.
The stock broker who made you millions is in choppy waters now
Diversification, digitalisation and client growth are 3 strategies brokerages are banking on.
Load More
