PERSONAL ACCIDENTAL INSURANCE
Get Rs 10 lakh insurance policy at Rs 555 premium: New accidental insurance cover launched; know features, where to buy
India Post Payments Bank (IPPB) has recently launched personal accident covers at an affordable premium. There are various variants of Health Plus and Xpress Health Plus. From coverage to premium to benefits — read all about the new accident covers before you invest.
Punjab & Sind Bank signs pact with Indian Army for salary account
"PSB Gaurav Bachat SB Salary account is exclusively designed to cater to the distinct banking requirement of serving and retired personnels. The product is also strategically aimed to tap Agniveers enrolled in the Agnipath scheme, ensuring a comprehensive financial solution that aligns with distinctive needs of the segment," Punjab & Sind bank MD and CEO Swarup Kumar Saha told PTI.
Ashok Leyland rolls out 'Sarathi Suraksha' policy
The policy, classified as an 'Unnamed GPA (Group Personal Accident) policy' covers any driver operating an Ashok Leyland vehicle, providing comprehensive protection for the drivers. The comprehensive insurance policy covers accidental death, permanent and partial disability and also includes a special education bonus for children.
What is personal accident insurance
Personal accident insurance policy covers you against accidental death, injury and disability.
HDFC Ergo Paws n Claws pet insurance cover: Who can purchase, what is covered, what is not, premium, duration
HDFC ERGO's Paws n Claws offers end-to-end pet care, encompassing everything from diagnostics to procedures and medications, guaranteeing thorough coverage. The cover extends the flexibility to insure up to 5 pets under a single policy, with a provision for commercial breeders who can insure up to 10 pets aged between six months to five years, and renew the policy for up to 8 years.
Pay Rs 15 lakh in death claim, consumer forum tells insurance company
A consumer forum ordered Go Digit General Insurance Company to compensate Dinesh Baria's family for his death in a road accident. The forum dismissed the firm's claim denial and instructed the payment of Rs 15 lakh along with Rs 3,000 for mental harassment and legal expenses.
Unveiling Underinsurance: Not just portfolio but insurance coverage matters in house, motor and health
We are not wired to see risks, which makes us undermine various risks we are exposed to. So, people often think that if I don’t raise a claim at some point in time, then what is the use of insurance?
Debit cards come with free insurance of up to Rs 3 crore: You won't be eligible if you don't do this
Debit card insurance: Certain variants of debit cards offered by DBS Bank India, Kotak Mahindra Bank, HDFC Bank, State Bank of India (SBI), ICICI Bank and others offer an free accidental insurance cover which is payable to the nominee or legal heirs of the debit card holder in the unfortunate case where the cardholder has died in an accident.
Son fights for 9 years with HDFC Bank to get Rs 5 lakh accidental death insurance cover on debit card
National Consumer Disputes Redressal Commission (NCDRC) has ordered HDFC Bank to pay Rs 5 lakh as accidental death insurance cover to the son of its deceased customer. The deceased had a savings bank account with HDFC Bank and also an debit card. This debit card came with an accidental death insurance cover which is payable to the nominee of the debit card holder upon the cardholder's accidental death.
4 reasons to check the waiting period in a health insurance policy
Waiting period is a term in health insurance that determines the period of time a policyholder must wait to reap the benefits of the policy. When it comes to a senior citizen's Mediclaim policy, the waiting period often involves complexities. This article sheds some insights into four key reasons for checking the waiting period, especially in a Senior Citizen Health Insurance policy.
Damage to EV battery, charging station while charging: Insurer launches insurance covers for this
Zuno General Insurance (formerly Edelweiss General Insurance) has launched three new add-on insurance policies which would cover electric vehicle battery, private charging station, charging cable and standard accessories. Zuno claims that these add-on policies are an industry first offering and is aimed to cover a grey area in the insurance industry.
1% of sum insured as weekly income for 2 years, coverage for coma, 6 key features you must have in accidental policy
Many times trauma caused by an accident may require very costly treatment for a prolonged period where a comprehensive health policy with limited sum insured may fall well short in meeting the entire expenses. Taking care of household becomes difficult and many people often end up spending their savings built over many years or have to sell their assets or at worst have to resort to big debt. This is where an accidental policy helps you afford a costly treatment and taking care of household expenses as well.
Why is it lucrative for NRIs to buy health and life insurance in India?
Buying health insurance or life insurance in India is an attractive proposition for NRIs, especially when they make the premium payment through their NRE account. The regulator allows NRIs to purchase these policies without GST, resulting in a substantial cost reduction. Premiums for NRIs may be slightly higher than local policies, but the coverage and benefits are similar. NRIs may need to undergo a health check-up, which they can do when they visit India. Additionally, there are comprehensive insurance plans available for students studying abroad, providing coverage for transit risks, hospitalization, and other benefits.
Pay just Rs 800 more to upgrade car insurance personal accident cover to all-round 24X7 personal accident policy
It is mandatory to buy a personal accident cover of Rs 15 lakh under car insurance, if you are the owner-driver of a car. It usually costs between Rs 300 and 400. However, there are certain limitations when it comes to compulsory car insurance cover under car insurance. Meanwhile, a standalone personal accident cover protects you from any type of accident around the clock and around the world. The premium for a Rs 15-lakh personal accident cover can range between Rs 800 and Rs 1,200 in a year. Is it a good idea to spend a little extra and buy a separate standalone personal accident cover for a holistic coverage? Read on to find out
What are the red flags in the financial journey of people without regular income?
"You need to be very clear that if you are not going to contribute any income to your family for the next 1,000 days, can the family sustain and forget your contributing income, your own expenses have to be supported. If the answer is that I have that much of a cushion or I have some capital to start with, which can take care of my business for 18 months to 3 years?"
IRCTC’s 35 paise insurance: How it works and how it benefits travellers
"The railway ticket and because it has become default check-in for people to get covered. Now because it has become default check-in, most of us now will be covered by this policy and the only thing that a person needs is a report from the railway authorities that this kind of an incident has happened and this is typically available with whichever railway you have travelled and fill a claim form."
What is travel medical insurance for Indians studying abroad & how to go about it
Insurance companies are launching international student insurance covers for Indian students studying abroad. These hybrid policies combine both travel and inpatient health insurance benefits, as well as transit and travel risks like baggage and document risks. Such policies can cost five to six times more if bought abroad, as health insurance in India is far cheaper. Popular plans include the Tata AIG Student Travel Guard, Bajaj Allianz Student Elite Plan, Royal Sundaram Travel Secure Student Plan and Care Health Student Explore Plus.
Personal accident insurance policy covers death, disabilities, medical expenses at low cost. Why you should buy one
A personal accident policy covers death, disabilities and medical expenses at a very low cost. Find out why you should buy one.
Traveling in India or abroad? Have you got insurance?
Travel insurance covers two types of coverage: medical expenses and financial risks while traveling, such as loss of personal belongings, baggage, or passports. The choice of policy depends on the destination and duration of the trip, with senior citizens and students having specific requirements. Costs vary depending on geography, with the US being more costly for medical expenses than Singapore.
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