AUTO INSURANCE RENEWAL
![Motor insurance rule change: No arbitrary claim rejection, quicker claim settlement, pay as you drive option must, says IRDAI](https://img.etimg.com/thumb/msid-110907614,width-100,height-75,resizemode-4/wealth/insure/motor-insurance/motor-insurance-rule-change-no-arbitrary-claim-rejection-quicker-claim-settlement-pay-as-you-drive-options-must-says-irdai.jpg)
Motor insurance rule change: No arbitrary claim rejection, quicker claim settlement, pay as you drive option must, says IRDAI
Motor Insurance New Rules by IRDAI: The Insurance Regulatory and Development Authority of India (IRDAI) has updated the master circular clarifying important rules for motor insurance policyholders. The regulator has proposed the implementation of strict timelines for claim settlements of auto insurance policyholders. It is a crucial step towards improving efficiency and customer satisfaction. Another key change is the introduction of a customer information sheet (CIS) for auto insurance policies to enhance customer awareness.
![Health insurance premiums can be reduced if you don’t make a claim, policy cancellations to be less costly and more: 5 rule changes](https://img.etimg.com/thumb/msid-110612599,width-100,height-75,resizemode-4/wealth/insure/health-insurance/health-insurance-premiums-to-be-reduced-if-you-dont-make-a-claim-policy-cancellations-to-be-less-costly-and-more-5-irdai-rule-changes.jpg)
Health insurance premiums can be reduced if you don’t make a claim, policy cancellations to be less costly and more: 5 rule changes
Health insurance rule changes: To make health insurance policy more inclusive, flexible and customer-friendly, IRDAI has recently released a master circular on health insurance business. The regulator introduces new measures regarding cancellation charges, standardising no-claim bonus, and increasing claim settlement transparency. ET Wealth Online explores how these regulations empower policyholders and improve their health insurance experience.
![Defence stocks: Long runway, hedge a bit to avoid narrative-based decisions; 8 PSU & Pvt sector stocks, 4 with upside potential of upto 44%](https://img.etimg.com/thumb/msid-110561766,width-100,height-75,resizemode-4/markets/stocks/news/defence-stocks-long-runway-hedge-a-bit-to-avoid-narrative-based-decisions-8-psu-pvt-sector-stocks-4-with-upside-potential-of-upto-44.jpg)
Defence stocks: Long runway, hedge a bit to avoid narrative-based decisions; 8 PSU & Pvt sector stocks, 4 with upside potential of upto 44%
In an election season, there are bound to be times when one or the other narrative may make one question about whether one should sell the stocks. The underlying reason would be fear of losing the gains on which one is sitting. Especially when it comes to sectors like defence, railways and others which have seen a strong re-rating and siting with big gains and already there has been skepticism about their stock price moving ahead of time. Now let's look at the issue in two ways, first is whether the fundamentals of the sector are on a strong foot and business is fine or not. Second, how to hedge the exposure so that one is not forced to sell due to narrative, because the fact is that a continuation in policy push means that the companies have just started their journey. While defence PSUs are well known, there are other private sector players, whose lifeline is dependent on defence expenditure and in the last few years they have also done well, both on the street and in terms of real business. So, it is better that one should hedge and stay with them and not get jittery because of one or the other narrative which will keep hitting the street till 4th June.
![Mygate enters insurance distribution business, partners with Acko](https://img.etimg.com/thumb/msid-110493026,width-100,height-75,resizemode-4/tech/technology/mygate-enters-insurance-distribution-business-partners-with-acko.jpg)
Mygate enters insurance distribution business, partners with Acko
Mygate app, in partnership with Acko General Insurance, received an aggregator licence from IRDAI to distribute insurance policies, offering exclusive pricing and expanding product range.
![ETMarkets Smart Talk: Focus on green energy to lead to multi-billion dollar enterprises over next decade: Jyoti Vaswani](https://img.etimg.com/thumb/msid-110116397,width-100,height-75,resizemode-4/markets/expert-view/etmarkets-smart-talk-focus-on-green-energy-to-lead-to-multi-billion-dollar-enterprises-over-next-decade-jyoti-vaswani.jpg)
ETMarkets Smart Talk: Focus on green energy to lead to multi-billion dollar enterprises over next decade: Jyoti Vaswani
Jyoti Vaswani discusses the potential of multi-billion dollar enterprises in the green energy space and its impact on equity markets. She provides insights on the US Fed moves, RBI, inflation, Q4 earnings, management commentary, Nifty performance as well as May trends. Vaswani says that since FY24 has seen a broad-based rally, FY 25 can be expected to be driven by sustained corporate earnings growth and policy continuity.
![Bearing the brunt today, but good for long term: 6 stocks from the financial services sector with upside potential of up to 30%](https://img.etimg.com/thumb/msid-110008916,width-100,height-75,resizemode-4/markets/stocks/news/bearing-the-brunt-today-but-good-for-long-term-6-stocks-from-the-financial-services-sector-with-upside-potential-of-up-to-30.jpg)
Bearing the brunt today, but good for long term: 6 stocks from the financial services sector with upside potential of up to 30%
For all those who were again thinking why the financial services sector stocks are leading the recent phase of decline. A look into FPI holding patterns would throw the answer. It is the financial services, including banks where FPIs have the maximum exposure, so if they are booking profit, the first round of selling is bound to come in the sector where they have maximum holding.But there is another part to the story, which is when they come back, it is the very same sectors where they buy the first, because financial services and banks are the best proxy play to GDP growth. Also the fact that the majority of these stocks have ample liquidity plays an important part in the kinds of strong moves these stocks see.
Share market update: Most active stocks in today's market in terms of volume
The NSE Nifty index closed 223.46 points up at 22643.4
Share market update: Most active stocks of the day in terms of traded value
The NSE Nifty index closed 223.46 points up at 22643.4
Share market update: Most active stocks of the day in terms of total traded value
The NSE Nifty index was trading 116.96 points up at 22536.9
Share market update: Most active stocks on D-Street today in terms of volume
The NSE Nifty index was trading 100.75 points up at 22520.7
Small & midcap stocks may be headed towards a pre-election rally: Abhishek Basumallick
Abhishek Basumallick shares insights on market trends. He favours small and midcap stocks despite expensive valuations. He also predicts a pre-election rally. He remains optimistic about PSUs, railways, energy transition, and real estate growth. Basumallick says he is bullish on insurance and chemicals sectors which could very well turn out to be dark horses for the Indian market.
Share market update: Most active stocks of the day in terms of traded value
The NSE Nifty index closed 0.96 points down at 22513.7
Share market update: Most active stocks on D-Street today in terms of volume
The NSE Nifty index was trading 25.5 points down at 22489.15
Share market update: Most active stocks of the day in terms of total traded value
The NSE Nifty index was trading 7.2 points up at 21004.3
Share market update: Most active stocks on D-Street today in terms of volume
The NSE Nifty index was trading 141.5 points up at 20274.65
New car insurance plan: File single claim for multiple chips, scratches, minor losses anytime; should you buy?
Add-on covers are usually additional benefits that you can add to your comprehensive car insurance policy by paying an extra amount. To protect different parts of your car, there are specific add-on covers. If you don't understand what part of your car is protected by which add-on cover and jumbled them up while filing an auto insurance claim, your insurance company may refuse to bear the cost. To solve this, Bajaj Allianz General Insurance has come up with a new motor insurance plan that offers a plethora of add-on covers together. Let's understand how it works
Trends shaping the future of jobs amid layoffs
Despite confusion surrounding market conditions, layoffs, and AI impact, some Indian companies are hiring judiciously. Ernst and Young's "Future of Pay" report identified positive hiring sectors including cement, steel, auto components, renewable energy, and healthcare. A TeamLease Services report for Q2 2023 found increased hiring intent in telecom, financial services, e-commerce, healthcare, pharma, FMCG, and infrastructure.
New switch on and off motor insurance add-on offers cashback: Will you get in case of claim?
If the app remains inactive or is switched off for a continuous period of 24 hours, the customer will earn one day as a reward. However, in the event of a claim, reward days and cashback will not be applicable
Q2 results this week: TCS, Infosys, Bajaj Auto, Tata Elxsi, HDFC Bank, others
Second-quarter earnings will be led by the banking and finance, consumer, and automobile sectors and dragged down by commodity sectors such as metals and oil and gas, said Gautam Duggad, institutional research head at Motilal Oswal Financial Services.
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