INSURANCE COVER
![What is the difference between deductible, co-payment in a health insurance policy](https://img.etimg.com/thumb/msid-111355584,width-100,height-75,resizemode-4/wealth/insure/health-insurance/what-is-the-difference-between-deductible-co-payment-in-a-health-insurance-policy.jpg)
What is the difference between deductible, co-payment in a health insurance policy
If you are confused by personal finance terms, jargon and calculations, here’s a new series to simplify and deconstruct these for you. In the fifth part of this series, ET Wealth explains the difference between deductible and co-payment.
![Get Rs 10 lakh insurance policy at Rs 555 premium: New accidental insurance cover launched; know features, where to buy](https://img.etimg.com/thumb/msid-111340675,width-100,height-75,resizemode-4/wealth/insure/other-risk-covers/get-rs-10-lakh-insurance-policy-at-rs-555-premium-new-accidental-insurance-cover-launched-know-features-where-to-buy.jpg)
Get Rs 10 lakh insurance policy at Rs 555 premium: New accidental insurance cover launched; know features, where to buy
India Post Payments Bank (IPPB) has recently launched personal accident covers at an affordable premium. There are various variants of Health Plus and Xpress Health Plus. From coverage to premium to benefits — read all about the new accident covers before you invest.
![Amarnath Yatra 2024: How to register, routes, and do's & don'ts; All you need to know](https://img.etimg.com/thumb/msid-111304556,width-100,height-75,resizemode-4/news/india/amarnath-yatra-2024-how-to-register-routes-and-dos-donts-all-you-need-to-know.jpg)
Amarnath Yatra 2024: How to register, routes, and do's & don'ts; All you need to know
The annual Amarnath Yatra to the 3,880-meter-high cave shrine in south Kashmir starts on June 29 and will conclude on August 19. The Jammu and Kashmir administration has made extensive arrangements for the pilgrims, including registration, safety measures, and medical facilities. The pilgrimage features two routes, elaborate security, and services like RFID tracking, insurance, and helicopter rides. This year, over 3.50 lakh pilgrims have registered, with hundreds of community kitchens and 38 mountain rescue teams ensuring their safety.
![Is your medical claim stuck? Find out why you face problems in health insurance claim settlement and how to avoid them](https://img.etimg.com/thumb/msid-111183310,width-100,height-75,resizemode-4/wealth/insure/health-insurance/is-your-medical-claim-stuck-find-out-why-you-face-problems-in-health-insurance-claim-settlement-and-how-to-avoid-them.jpg)
Is your medical claim stuck? Find out why you face problems in health insurance claim settlement and how to avoid them
While health insurers can sometimes be blamed putting customers through unending hardship in clearing claims, many a times it’s the policyholder who is at fault. A significant portion of these health insurance claim rejections can be prevented by asking the right questions during policy selection, carefully reviewing policy documents, and conducting thorough research. This article explores common health insurance claim rejection scenarios and explains how to avoid them.
![6 recent health insurance claim rule changes every policyholder should know](https://img.etimg.com/thumb/msid-111183998,width-100,height-75,resizemode-4/wealth/insure/health-insurance/irdai-health-insurance-rule-change-6-recent-health-insurance-claim-rule-changes-every-policyholder-should-know.jpg)
6 recent health insurance claim rule changes every policyholder should know
Insurers will have to clear a health insurance claim within three hours of receiving it from the hospital during discharge. Irdai has also given a window of one hour for clearing cashless claim requests at the time of admission. All you need to know about the recent health insurance claim norm changes by the insurance regulator.
![6 questions to ask while buying a health insurance policy to avoid claim rejections later](https://img.etimg.com/thumb/msid-111183880,width-100,height-75,resizemode-4/wealth/insure/health-insurance/6-questions-to-ask-while-buying-a-health-insurance-policy-to-avoid-claim-rejections-later.jpg)
6 questions to ask while buying a health insurance policy to avoid claim rejections later
How to buy the right health insurance policy that will pay for your claims on time? You can avert claim rejections by asking the important questions at the time of buying health insurance and reading the policy details and fine print carefully. Ask these questions while purchasing a health plan or at the time of filling a proposal form.
Up to Rs 10 lakh relief in train accident: How a 45 paisa IRCTC travel insurance can be a huge help for your family in case of death or disability
IRCTC travel insurance: Do you know that IRCTC offers an optional travel insurance policy at just 45 paisa premium per passenger. This policy offers coverage up to Rs 10 lakh in cases of death and permanent disability. God forbid if you perish in a train accident, atleast your family will get the required financial assistance.
What Is zero depreciation in car insurance?
Car owners are advised to drive responsibly to save on insurance premiums and claim settlements. The concept of zero depreciation insurance ensures full invoice value payment during claims. This add-on is beneficial for new, luxury, or frequently-driven cars, and those in high-risk areas.
The Life Insurance Rule: How much money will your family need if your income stops?
Life insurance rule: A common rule of thumb for life insurance coverage is to have a life insurance policy that is at least 10 times your current income. This coverage should take into account any outstanding debts and loans you have. By following this rule, you can estimate the income your family would need to maintain their standard of living if you were to pass away.
I am a retired person; I have a health insurance cover of Rs 5 lakh. Should I get a super top-up health insurance plan?
Our panel of experts will answer questions related to any aspect of personal finance. If you have a query, mail it to us right away.
Insurers must offer a basic cover, strict claim deadlines
Regulator mandates 'pay as you drive' option in motor insurance. Customers to benefit from tailored products and roadside assistance services. Insurers bear salvage disposal burden, offer flexible 'fire' policy options.
What are riders with insurance policies? All you need to know
Riders are essentially additional benefits that one can purchase and add to an existing policy.
Government initiates parametric & hydroelectric insurance pools for enhanced disaster protection
The government, led by GIC chairman Ramaswamy Narayanan, is developing parametric and hydroelectric insurance pools to enhance disaster protection. Parametric coverage will pay claims based on predefined triggers like earthquakes, while the hydroelectric pool will insure losses to power projects due to natural disasters. These schemes draw inspiration from the successful post-2004 terrorism insurance pool. The government plans to prioritize these initiatives after the elections. Details like whether the coverage will be at the state or district level are still being finalized.
What is personal accident insurance
Personal accident insurance policy covers you against accidental death, injury and disability.
Maternity insurance: 5 things to know
Maternity Insurance is a type of health insurance policy that offers coverage for all pregnancy-related expenses.
This LIC life insurance policy launched in February 2024 was withdrawn on April 1: Check surrender rules
LIC Dhan Vriddhi plan provides financial support for the family in case of unfortunate death of the life assured during the policy term. It also provides a guaranteed lump sum amount on the date of maturity to the life assured.
How to select the right motor insurance cover: 8 points to consider
Evaluate your coverage needs based on the type of vehicle and its usage. Determine whether you require basic third-party liability coverage or comprehensive coverage that includes protection against own damage, theft and natural calamities.
Don't have insurance? Be ready to pay up to 10% more at hospitals; here's why
Fortis Hospital Gurgaon's billing practices revealed a 27% bill increase for self-paying patients. Investigations by Times of India uncovered discrepancies in billing for self-paying and insurance-covered patients, showcasing the hidden disparity in healthcare costs.
Senior citizens’ health insurance cover: 5 things to know
Senior citizen health insurance covers medical expenses incurred by people above 60 years old.
Load More